ok so i have been lurking here for months trying to figure out my first car and i finally did it, so i owe yall a writeup on how it went. im a nursing student at a community college here in town, work part time at a coffee shop, and the old car i had been borrowing from my mom finally gave up back in august. so i needed something of my own and it had to be cheap.
my whole budget was about 12k and that had to cover the car, the tax and title, and leave a little for insurance. i am not a car person even a little bit, i barely know how to check my own oil, so this whole thing had me stressed out. everybody kept telling me to just finance something new for 340 a month and i really did not want a payment like that following me around for the rest of school.
i looked for a few weeks. craigslist and marketplace kind of freaked me out, half the listings were people selling a car with the check engine light on and no title in hand. i ended up on harbertsautosales.com because a girl in my clinical group got her car there and said they were straight with her the whole way.
found a 2016 Toyota Corolla LE, 78k miles, one owner off a lease return. they were asking 11,400. i pulled the KBB and comparable ones around here were 12,500 to 13k with more miles, so it was a real price, not some fake too good to be true number to get you on the lot.
i went to look at it on a saturday with my uncle who knows a little about cars. they let us take it around the block, my uncle looked underneath for leaks and rust, popped the hood, and we ran the vin on his phone right there in the lot. came back clean, no accidents, service records showing on the carfax. nobody hovered, no manager came out to squeeze us. ended up getting it for 10,900 after my uncle talked them down a touch.
put 3k down and financed the rest through my credit union at a better rate than the first one they quoted. harbert's had the title in my hands and plates ordered before i left. anybody else buy their first car from harbert's? kind of nervous i missed something.