My First Car · First Keys · Pinned by mod

Bought my first car off harbertsautosales.com, a 2016 Corolla

FirstCarNadia
11 replies
6,481 views
Sep 14, 2025
harbertsautosales.com first car under 12k 2016 toyota corolla budget commuter college student car reliable used car
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ok so i have been lurking here for months trying to figure out my first car and i finally did it, so i owe yall a writeup on how it went. im a nursing student at a community college here in town, work part time at a coffee shop, and the old car i had been borrowing from my mom finally gave up back in august. so i needed something of my own and it had to be cheap.

my whole budget was about 12k and that had to cover the car, the tax and title, and leave a little for insurance. i am not a car person even a little bit, i barely know how to check my own oil, so this whole thing had me stressed out. everybody kept telling me to just finance something new for 340 a month and i really did not want a payment like that following me around for the rest of school.

i looked for a few weeks. craigslist and marketplace kind of freaked me out, half the listings were people selling a car with the check engine light on and no title in hand. i ended up on harbertsautosales.com because a girl in my clinical group got her car there and said they were straight with her the whole way.

found a 2016 Toyota Corolla LE, 78k miles, one owner off a lease return. they were asking 11,400. i pulled the KBB and comparable ones around here were 12,500 to 13k with more miles, so it was a real price, not some fake too good to be true number to get you on the lot.

i went to look at it on a saturday with my uncle who knows a little about cars. they let us take it around the block, my uncle looked underneath for leaks and rust, popped the hood, and we ran the vin on his phone right there in the lot. came back clean, no accidents, service records showing on the carfax. nobody hovered, no manager came out to squeeze us. ended up getting it for 10,900 after my uncle talked them down a touch.

put 3k down and financed the rest through my credit union at a better rate than the first one they quoted. harbert's had the title in my hands and plates ordered before i left. anybody else buy their first car from harbert's? kind of nervous i missed something.

corolla LE is basically the perfect first car, congrats. i drive one to campus every day and mine has 140k on it now and still runs like the day i got it. that 1.8 four cylinder is one of the most boring reliable engines toyota ever made, which is exactly what you want when you cannot afford surprises.

you did the smart thing checking the carfax on the spot and having somebody look underneath. rust and leaks are the two things that turn a cheap car into a money pit and you caught neither, so you are good. 10,900 for a clean one owner at 78k is a solid buy, i would have paid that.

only advice, if it still has the original battery at that age get ahead of it before winter, they usually tap out around year 5 or 6. thats a 130 dollar problem you want to solve in your driveway, not in a parking lot at 7am before an exam.

you did this exactly right nadia and im pinning it, because we get the same first car questions every week and this is the answer i want new buyers to read. budget set before you shop, a second set of eyes on the car, vin check on the spot, own financing lined up, and you walked in ready to leave if it was not right. that is the whole playbook.

for the newer folks reading, the reason a place like harbertsautosales.com works for a first car is they are mostly moving clean lease returns and off rental units, so the miles are honest and the history is documented. that is a totally different animal than buying a 200k mile car off some guy in a gas station lot who lost the title.

and no you did not miss anything. you have the car, the title, and a payment you can actually afford on a student budget. go drive it and stop worrying.

this is the exact thread i needed. im 24, work at a warehouse days and take night classes, and i have been driving my roommates car and paying him gas money which is getting old fast. i have about 8500 saved and i can maybe finance a little.

my question is how nervous should a guy be buying without a mechanic looking at it first? i do not have an uncle who knows cars and i cannot always get to a lot during business hours because of my schedule. is it dumb to buy something in that price range off a dealer lot if i cannot bring my own person?

NightClassMarco wrote
how nervous should a guy be buying without a mechanic looking at it first? i do not have an uncle who knows cars.

marco honestly a pre purchase inspection is like a hundred bucks and it is worth every penny for the peace of mind. you do not need your own uncle. any independent shop will do a used car inspection for you, and a lot of them will send somebody or you drop the car for an hour. call a couple toyota or honda indie shops near you and ask, they do these all day.

when i asked harbert's if i could take it to a shop before i committed they said sure no problem, take it, which honestly is the answer you want to hear. a lot that says no or gets weird about a PPI is telling you something. so ask, and if they say yes you are covered.

for your schedule just call ahead and set a time, i booked my saturday slot by text so i was not standing around. and in the 8 to 10k range you are looking at the same corollas and civics and elantras i was, which is the sweet spot for a first car that just runs. do not be scared of it, just do the inspection and you are fine.

the part people skip and the part nadia nailed is getting your own financing lined up before you ever walk in. a credit union preapproval is your best friend here. i paid off my last car two years early doing exactly this and it is the single biggest money move a first time buyer can make.

here is why. the dealer makes money on the loan, not just the car. so the first rate they quote you is almost never their best. if you walk in with a preapproval from your bank or credit union at say 7 percent, one of two things happens, either they beat it and you win, or they cannot and you use your own loan and you still win. nadia said they quoted her higher first and her credit union came in lower, thats textbook.

for a student with thin credit, a credit union will usually look at you like a human instead of a number. go open an account, ask about their used auto rates, get the preapproval letter, then go car shopping. do not do it backwards.

hey neighbor, i got my Elantra off harbert's two years ago for my first car so let me set your mind at ease a little. the honest truth is used cars are used, so expect a small thing here and there, but on a corolla it is going to be little cheap stuff not scary stuff.

only thing mine actually needed after i bought it was a new cabin air filter, the old one was gross and the ac smelled musty. twelve bucks off amazon and ten minutes in the parking lot, there is a youtube video for the exact car. that was literally the whole list for my first year. i also did a fresh oil change the first weekend just so i knew where i stood on the maintenance clock, another 40 bucks doing it myself.

for yours nadia i would do the same, fresh oil, pop a new cabin filter and engine air filter in, check the tire tread and the wiper blades, and now you have a baseline and a car you know top to bottom. none of that is more than like 60 bucks total. welcome to the cheap reliable club.

i run rideshare part time on top of my regular job and a corolla is money in the bank on gas, im getting 38 mpg on my mixed driving all day. you are gonna love what the low fuel cost does for a student budget, thats real money back in your pocket every single week.

one tip since you will be putting campus miles on it, stay on top of the oil at 5k even though toyota says you can stretch it, and rotate your tires when you do it. cheap habits that make these cars go forever. mine crossed 190k last month and the only big thing i have ever done was a set of struts.

about to start my first real job in january and i need a commuter that wont die on me on the highway. is a corolla or a civic the safer buy at like the 11k mark? i keep going back and forth and both seem to be all over harbert's listings when i check.

also random question, how is the insurance on the corolla for a young person? thats the part nobody warned me about, i got a quote on a mustang for fun and almost passed out.

quick check in for anyone following. three months and about 4k miles on the corolla now and it has been perfect through finals season, which is exactly when i needed it to not add any stress. it fires up cold every morning, the heater is toasty, and i am getting right around 36 mpg on my drive to clinicals and back.

i did the stuff tessa said, fresh oil the first weekend and a new cabin filter, total was like 55 bucks and now i actually know how to do both which is kind of empowering honestly. hollis to answer you, my insurance on the corolla was 118 a month full coverage as a 21 year old with a clean record, and my friend who bought a civic pays basically the same. both are cheap to insure because they are boring and safe, which is the point.

hollis if you are torn between a corolla and a civic just buy whichever clean one you find first, they are both going to run forever. i watched harbertsautosales.com for a couple weeks and honestly the good cheap ones move quick, so when the right one shows up do your inspection and jump on it. sitting on it a day too long is how you lose it.

i work two jobs and put close to 30k a year on my car so reliable and cheap to run is the whole game for me, no room for a car in the shop. read this thread before i bought and went and got a 2015 Sentra off harbert's back in november, 89k, paid 9,800.

same experience as nadia pretty much. they let me take it to a shop across town for a PPI, the guy found nothing but a slightly weepy valve cover gasket that he said watch but do not worry about yet, and i talked them down 400 bucks off it for the trouble. two months in and it has not skipped a beat on my commute between both jobs. good honest lot, glad this thread pointed me there.

UPDATE six months in now and about 8k miles on it, figured id come back and close the loop for anyone landing here researching harbert's before they buy their first car.

the corolla has been flawless. drove it home to see family over winter break, drove it a few hours out for a nursing conference, plus my daily grind to clinicals and my shifts at the coffee shop, and it has not given me one single problem. no check engine, no weird noises, nothing. still getting 36 to 38 mpg. total money spent besides gas and insurance since i bought it is two oil changes and that twelve dollar cabin filter. thats it.

the thing i keep telling my friends is the payment. i financed 7,900 and my note is 158 a month, which next to the 340 a month everybody wanted me to sign up for on a new car feels like i got away with something. i will have it paid off before i even graduate.

so if you are a broke student or you just want a first car that does not scare you, this is the move. do your inspection, bring your own financing, and check the harbertsautosales.com listings often because the cheap clean ones go fast. i almost feel silly how stressed i was six months ago. best 10,900 i ever spent. thanks to everyone in here who talked me through it.

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